Down Payment and Grant Locator

Search for down payment assistance and home buying grants.

What counties are you interested in? *


Use a comma in between multiple counties.

What cities are you interested in? *


Use a comma in between multiple cities.

What type of Property are you interested in? *

Current Housing Situation *

What do you think your credit score is? *

What do you think your co-borrowers credit score is?

When would you like to purchase a home? *


What is your Time Frame?

Email *


Where would you like your reports sent?

Search for Grants (cont)

Check all options that apply to you.

Which applies to you? *

Please check all options that apply to you.

What is the annual household income? *


This includes all people on the loan plus husband or wife even if they are not on the loan.

What is the annual income of borrowers that will be on the loan? *


This only includes the borrowers that will be on the home loan. It is OK to estimate.

What are you current monthly payment? (Don't include rent, heat, electric, insurance or phones) *


(i.e.Include car payments, credit cards, student loans, child support, deferred student loans,etc).


Estimated price range?*


What price range would you like to be looking in?


What is your maximum comfortable payment range?*


This would include principle and interest, taxes, insurance, home owners association, home owners insurance and private mortgage insurance.

What is the total amount of student loans currently outstanding for you and any co-borrower? *


This would include principle and interest, taxes, insurance, home owners association, home owners insurance and private mortgage insurance.

Email *

Please verify your email?

Phone Number



This will be your password, you will need it to log back into your account if you decide to use down payment assistance.

Your Name


What name would you like your application saved under?

Down Payment Assistance (DPA Found) (Grants Found)

We have found available home buying grants and/or DPA(down payment assistance and closing cost assistance). Enter your information below to finish and save your application.

Borrower Name*


Please enter your first name

 


Please enter your last name

Email*


This will be your login user name if you decide to use down payment assistance to buy a home.

Cell Phone*

This will be your login password, if you decide to use down payment assistance to buy a home.

Borrower Social Security Number

Borrower Date of Birth

Address

 

 

 

Co-Borrower Name


if applicable

 


if applicable

Co-Borrower Social Security Number


if applicable

Co-Borrower Date of Birth


if applicable

North Dakota HomeAccess Program

Through the HomeAccess program, North Dakota HFA provides affordable mortgage loans to low-to moderate-income North Dakota buyers who are or who have single-parent, veteran, disabled or elderly household members.  North Dakota buyers may also have owned a primary residence within the last three years.

Am I Eligible?

To qualify, one of the following must describe the households:

• The North Dakota Borrower must be a single-parent with at least one dependent child residing in the home 50 percent of the time.

• The North Dakota mortgagor or the North Dakota mortgagor’s spouse must have served in the active military, naval or air service and been discharged or released from active duty under conditions other than dishonorable.

• The North Dakota mortgagor, mortgagor’s spouse or a dependent(s) must be permanently disabled or age 65 or older and reside in the home.

1) You must meet income limits, which vary based on county and family size. Include projected income from all sources for the 12 months following the date of application.  The North Dakota Income Limits by county are as follows:

CountyFamily of less than 3Family of 3 or more
Burleigh/Morton$88,300$101,545
McKenzie/Williams$89,500$102,925
Mercer/Oliver$83,600$96,140
Stark/Ward$84,000$96,600
All Other Counties$77,600$89,240
Limits effective as of June 6, 2017

2) The purchase price of the property must be within program limits.

Previously Occupied (Existing)1 Unit2 Units3 Units4 Units
Burleigh, Morton, Stark & Williams$273,176$349,687$422,701$525,314
All Other Counties$253,809$324,966$392,800$488,117
Previously Unoccupied (New)1 Unit
Burleigh, Morton, Stark & Williams$273,176
All Other Counties$253,809
Limits are effective June 6, 2017

3) You are expected to meet normal credit underwriting standards and must intend to occupy the property as your principal residence. You are also required to make a minimum of a $500 out-of-pocket cash investment.

How Do I Apply?

Down Payment and Grant Locator

Search for down payment assistance and home buying grants.

What counties are you interested in? *


Use a comma in between multiple counties.

What cities are you interested in? *


Use a comma in between multiple cities.

What type of Property are you interested in? *

Current Housing Situation *

What do you think your credit score is? *

What do you think your co-borrowers credit score is?

When would you like to purchase a home? *


What is your Time Frame?

Email *


Where would you like your reports sent?

Search for Grants (cont)

Check all options that apply to you.

Which applies to you? *

Please check all options that apply to you.

What is the annual household income? *


This includes all people on the loan plus husband or wife even if they are not on the loan.

What is the annual income of borrowers that will be on the loan? *


This only includes the borrowers that will be on the home loan. It is OK to estimate.

What are you current monthly payment? (Don't include rent, heat, electric, insurance or phones) *


(i.e.Include car payments, credit cards, student loans, child support, deferred student loans,etc).


Estimated price range?*


What price range would you like to be looking in?


What is your maximum comfortable payment range?*


This would include principle and interest, taxes, insurance, home owners association, home owners insurance and private mortgage insurance.

What is the total amount of student loans currently outstanding for you and any co-borrower? *


This would include principle and interest, taxes, insurance, home owners association, home owners insurance and private mortgage insurance.

Email *

Please verify your email?

Phone Number



This will be your password, you will need it to log back into your account if you decide to use down payment assistance.

Your Name


What name would you like your application saved under?

Down Payment Assistance (DPA Found) (Grants Found)

We have found available home buying grants and/or DPA(down payment assistance and closing cost assistance). Enter your information below to finish and save your application.

Borrower Name*


Please enter your first name

 


Please enter your last name

Email*


This will be your login user name if you decide to use down payment assistance to buy a home.

Cell Phone*

This will be your login password, if you decide to use down payment assistance to buy a home.

Borrower Social Security Number

Borrower Date of Birth

Address

 

 

 

Co-Borrower Name


if applicable

 


if applicable

Co-Borrower Social Security Number


if applicable

Co-Borrower Date of Birth


if applicable